What is Professional Indemnity Insurance?
Professional Indemnity Insurance protects you against allegations or third party claims due to injury or damages that have resulted from a negligent act, error, omission, malpractice or breach of duty that has arisen out of your professional capacity as a kinesiologist.
What is Public Liability Insurance?
Public Liability Insurance provides cover for bodily injury or property damage to a third party that occurs while conducting your professional activities.
This is primarily a legal defence costs cover but also covers settlement costs in the event that you are found to be liable and/or negligent in causing the injury or property damage.
What is Products Liability?
Products Liability Insurance covers you for actual or alleged bodily injury or property damage to a third party arising through use of a product sold, supplied, or manufactured by you.
More Modalities
The AKA Member Insurance policy can also be extended to provide cover for a range of additional modalities including but not limited to:
- Massage
- Naturopathy
- Homoeopathy
- Flower Essence Therapy
- Nutrition
- Mind Body Medicine
Contact BMS to discuss your modality and apply for cover. There is a large number of modalities which can be covered for no extra premium; however, some modalities may need to be referred to the insurer and an additional premium will be applied.